Expert Witness Services for
First-Party Property Claims

I’m a licensed public insurance adjuster with over 20 years of experience in first-party property claims handling, including residential, commercial, and catastrophe losses, now the founder of a multi-state public adjusting firm where I advocate for policyholders through detailed damage assessments, policy interpretation, and settlement negotiations.

My background includes senior roles with national carriers and independent adjusting firms, managing multimillion-dollar claims and providing litigation support through depositions, mediation, and expert reporting. I’m also a certified appraiser and umpire, offering impartial evaluations in disputed losses. I hold the CPCU (Chartered Property Casualty Underwriter), AIC (Associate in Claims), and SPPA (Senior Professional Public Adjuster) designations—credentials which reflect advanced expertise in property insurance, ethical claims handling, and complex coverage analysis. 

Tap here to view my SEAK profile and my CV.

Contact me to start the conversation:

Industry-Recognized Designations and Membership Means Unbiased Expertise You Can Trust

Christopher L. Friedley is a Senior Professional Public Adjuster (SPPA)

Types of Cases I Can Help You With as Your Property Insurance Expert Witness

Underpaid Claims

I can offer insights into whether a settlement was calculated fairly and in compliance with policy terms.

Bad Faith Practices

I help you identify instances where insurers acted in bad faith, including delays, improper denials, or underpayment of claims.

Disputed Coverage

Based on my 20 years of experience, I can clarify whether a claim should be covered under the terms of the policy, and whether the circumstances apply.

Industry Standards

I help you address deviations from accepted industry practices that may have impacted claim handling or settlement offers.

Meet Public Adjuster Christopher L. Friedley

When Hurricane Katrina landed in Mississippi in 2005, my world changed forever. I spent nine hours clinging to a live oak tree in Biloxi after my in-laws’ home was swept away in the storm surge. I saw firsthand the devastation left behind, but what struck me most was watching my in-laws struggle with their insurance company over wind vs. water damage. At the time, I didn’t even know what a public adjuster was—I only knew that the system felt unfair, and policyholders like my in-laws were left to fight an uphill battle.

That experience shaped my career. I became an insurance adjuster that year, working claims for insurance companies for the next 19 years. I thought I was doing the right thing yet over time, I saw too many policyholders facing the same frustrating battles, often unaware of their rights or how to fight back and claim a fairer settlement to restore their home after damage. 

I knew I could make a bigger impact by advocating for the individuals, families, and business owners in my community—not for the insurers.

In August 2024, I left my role at a global claims adjusting firm and launched my own public adjusting firm. Now, I use my insider knowledge to help homeowners and business owners navigate their claims, fight for what they’re owed, and regain control over their recovery.

Case Support I Provide as an Expert Witness

I assist first-party policy attorneys by providing detailed analysis, professional opinions, and credible testimony.  My expert witness services include:

  • Policy Interpretation: Insurance policies are often complex and open to varying interpretations. I analyze and clarify policy language, terms, and coverage, offering insights that attorneys can use to build compelling arguments.
  • Damage Evaluation: I provide objective, professional opinions on the extent of property damage, the adequacy of insurance company assessments, and whether settlements reflect the true scope of the loss.
  • Insight into Industry Practices: Having worked inside the insurance industry for nearly two decades, I can identify and explain standard practices, deviations, and questionable tactics that may be relevant to your case.

  • Testimony That Resonates: I present findings in a clear, concise, and professional manner, whether in depositions, mediations, or courtrooms, ensuring the jury, judge, or opposing counsel understands the issues at hand.

Let's Build a Stronger Case, Together.

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