State Farm just got a taste of its own medicine. The insurance giant recently had its 22% rate increase request denied by California regulators—meanwhile, countless policyholders are receiving their own denial letters when they file legitimate claims.
It’s ironic, isn’t it?
When homeowners turn to State Farm for help after a disaster, they often face delays, underpayments, or outright claim denials. Yet when State Farm wants to increase premiums by double digits, regulators say no, and suddenly, the company cries foul.
For years, they’ve justified their claims denials by saying it’s about “keeping costs down” and “preventing fraud.” But when their own request for more money gets denied? Now it’s unfair, unsustainable, and bad for business.
The truth is, insurance is supposed to be a two-way contract—policyholders pay premiums in good faith, expecting coverage when they need it. But when an insurer consistently denies, delays, and disputes valid claims, while simultaneously demanding higher rates, it exposes a double standard that’s impossible to ignore.
If you’re tired of fighting your insurance company alone, know that you don’t have to. As a public adjuster, I help homeowners and business owners fight back to get the settlements they deserve.
Have a claim that’s been delayed, underpaid, or denied? Let’s talk. Book a free 15-minute evaluation today, and I’ll tell you if they owe you more—no obligation.